YOUR COMPANY NAME
YOUR COMPANY STREET ADDRESS
YOUR COMPANY CITY, STATE, ZIP
YOUR COMPANY PHONE AND FAX NUMBER

TODAY'S DATE

RECIPIENT'S COMPANY
ATTN: RECIPIENT'S NAME
RECIPIENT'S STREET ADDRESS
RECIPIENT'S CITY, STATE, ZIP

An opportunity to save money is something we all can appreciate, and we are now offering you a chance to save cash while paying off your overdue balance.

Simply pay your overdue balance of $___ within the next ten (10) days and deduct ___% off that amount.  This is a one-time offer!

That is all there is to it.  You can save $___ if you act now to clear up your account.

We will be looking for your check.